Buffer Auto

From manufacturers transporting goods to contractors dispatching work crews, we have your vehicles covered.

Protecting your company-operated fleets nationwide

Applied Specialty Underwriters offers short-limit, monoline Excess Auto Liability coverage for contractors, manufacturers, and distributors. We are proud to release this product nationwide through our appointed wholesale brokers.

Coverage provided by AM Best rated ‘A’ (Excellent) carriers, Financial Size Category XI.


Contractors, manufacturers, and distributors who operate owned fleets using employed drivers, excluding hazardous materials.

Examples include but are not limited to:

  • Contractors: electricians, framers, roofers, and window installers

  • Manufacturers: electronics, furniture, construction materials, and automobile parts

Coverage Detail

  • Auto Liability Towers only

  • Follow Form Excess

Limits Available:

  • Up to $3M Excess of $1M minimum attachment

Submission Requirements:

  • Acord Application

  • Excess Auto Supplemental Application

  • Five years of currently valued company loss runs

  • Underlying Primary Auto Quote

  • Schedule of all owned/leased autos, including radius of operation:

    • Vehicle year, make, model and VIN

    • Address of garaging locations for each vehicle

    • Historical vehicle counts for the past five years

Contact us to learn more.

We're here to help

Contact Us

55 West Monroe Suite 1550 Chicago, IL 60603

Products are offered through Applied Risk Services, Inc.; New York License Number 937411, doing business as Applied Specialty Underwriters LLC

©2022 Applied Specialty Underwriters, LLC., Rated A (Excellent) by A M Best.