Buffer Auto

From manufacturers transporting goods to contractors dispatching work crews, we have your vehicles covered.

Protecting your company-operated fleets nationwide

Applied Specialty Underwriters® offers short-limit, monoline Excess Auto Liability coverage for contractors, manufacturers, and distributors. We are proud to release this product nationwide through our appointed wholesale brokers.

Coverage provided by AM Best rated ‘A-’ (Excellent) carriers, Financial Size Category XI.


Contractors, manufacturers, and distributors who operate owned fleets using employed drivers, excluding hazardous materials.

Examples include but are not limited to:

  • Contractors: electricians, framers, roofers, and window installers

  • Manufacturers: electronics, furniture, construction materials, and automobile parts

Coverage Detail

  • Auto Liability Towers Only

  • Follow Form Excess

Limits Available:

  • Up to $3M Excess of $1M minimum attachment

Submission Requirements:

  • Acord Application

  • Excess Auto Supplemental Application

  • Five years of currently valued company loss runs

  • Underlying Primary Auto Quote

  • Schedule of all owned/leased autos, including radius of operation:

    • Vehicle year, make, model and VIN

    • Address of garaging locations for each vehicle

    • Historical vehicle counts for the past five years

Contact us to learn more.

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Offered through Excess & Surplus Lines only, Applied Risk Services Inc, Licenses available on request or in California through AU Insurance Services, Inc: California License Number 0D78336.

©2024 Applied Underwriters, Inc. Rated 'A-' (Excellent) by AM Best.