Buffer Auto

Protecting your company-operated fleets nationwide

Applied Specialty Underwriters® offers short-limit, monoline Excess Auto Liability coverage for contractors, manufacturers, and distributors. We are proud to release this product nationwide through our appointed wholesale brokers.

Coverage provided by AM Best rated ‘A-’ (Excellent) carriers, Financial Size Category XI.

Appetite

Contractors, manufacturers, and distributors who operate owned fleets using employed drivers, excluding hazardous materials.

Examples include but are not limited to:

• Contractors: electricians, framers, roofers, and window installers

• Manufacturers: electronics, furniture, construction materials, and automobile parts

Coverage Detail

• Auto Liability Towers Only

• Follow Form Excess

Limits Available:

• Up to $3M Excess of $1M minimum attachment

Submission Requirements:

• Acord Application

• Excess Auto Supplemental Application

• Five years of currently valued company loss runs

• Underlying Primary Auto Quote

• Schedule of all owned/leased autos, including radius of operation:

  • Vehicle year, make, model and VIN

  • Address of garaging locations for each vehicle

  • Historical vehicle counts for the past five years