Project-Based Construction

Whether the job involves higher risk or higher limits, our industry veterans have the expertise you need to meet requirements for specific projects.

Forward-thinking answers for your project-specific needs

Applied Specialty Underwriters® offers Primary and Excess Liability for project-based construction exposures, with a single underwriter overseeing both submissions. The facility is offered nationwide via appointed wholesale brokers.

Coverage provided by AM Best rated ‘A-’ (Excellent) carriers, Financial Size Category XI.


The facility entertains project-based CGL and Excess Liability on the following basis:

  • Wrap-up

  • Rolling wrap-up

  • Project-specific insuring developer and general contractor

  • Owner interest

Limits Available:

  • Up to $2M/$4M/$4M Primary CGL

  • Up to $15M in Excess Limit

Limits Structure:

  • CGL only

  • Unsupported Excess in a lead or Excess position

  • Primary and supported Excess with minimum $10M ventilation

Broker Guidance:

  • Minimal appetite for new residential construction on a Primary basis

  • Project-based appetite written via appointed wholesalers

Submission Requirements:

  • Completed Applied Specialty Underwriters project application or equivalent application

  • Project site map and architectural renderings

  • Geotechnical report less than 4 years old

  • Detailed construction budget

  • Construction timeline

  • General contractor's site-specific safety plan

  • Five years of currently valued practice policy loss runs or currently valued loss runs for three recently completed project policies, including description of any large losses.

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Offered through Excess & Surplus Lines only, Applied Risk Services Inc, Licenses available on request or in California through AU Insurance Services, Inc: California License Number 0D78336.

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